I found this recipe on Dannon.com and it was phenomenal!

Layered Mexican Dip

2 cups DANNON® Plain Yogurt
2 tablespoons chopped fresh cilantro
1 16 oz. can refried beans
1 cup chunky salsa (mild or spicy)
1 cup sliced black olives
1 cup lowfat grated cheddar cheese
1 cup jalapeno peppers (optional)

1. Combine DANNON® Plain Yogurt and cilantro; mix well. Set aside.
2. In a separate bowl, combine refried beans with 1/3-cup salsa. Spread half of this mixture into a flat 2 quart serving bowl. Spread half the yogurt mixture over the beans followed by half the ripe olives, half the remaining salsa, half the cheese and half the peppers, if desired. Repeat the layering again. Cover and chill completely.
3. Serve with your favorite tortilla chips, crackers, warmed tortillas or vegetables.
Yield: 8 servings